Visit Any Licensed Vet
Get vet treatment in the US or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Cash Back
Get paid back for eligible vet bills for covered conditions.
What is covered in Spot plans?
Spot Preventive Care Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on
Dental Teeth Cleaning
Cleaning coverage included in Spot's preventative care coverage options for an extra cost
Wellness Exams
Routine exams and screenings give your vet the opportunity to detect health issues in the early stages
24/7 Pet Health Helpline
Policyholders of insurance plans from Spot are provided immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by VetAccess™.
Your questions will be answered by veterinary experts 24/7 at no additional cost!
Happy Pet Parents Trust Spot
Rated 4.6 / 5 based on 4,235 reviews
Affordable!
I chose a plan inbetween that I can afford which included accident/Illness along with the preventive. I took both babies to get their check up with shots and am very happy with my reimbursement. Payment came back prompt. I did not have to do anything but send the bills in. Spot took care of the rest! Thank you for taking care of us!
It’s very self explanatory and easy to…
It’s very self explanatory and easy to use and you’re you submit it. And with no problems u get reimbursed for your visits. Love it
Great service
Fast, efficient processing of claims. I had to call customer service with a question and they too were amazing.
Quick review and fast payment
Spot quickly reviewed my claim and every charge of the $1100 bill was allowed at 80% according to my policy. They were also prompt with direct deposit to my bank. A real relief after the worry of an injured pet.
We made a claim recently
We made a claim recently. The claim was processed quickly. The refunded amount was exactly what was expected per our policy. No surprises. I would recommend spot to anyone looking for pet insurance. It has given me peace of mind when it comes to our dog’s healthcare needs.
Spot insurance was excellent in…
Spot insurance was excellent in customer service, reimbursement, and have different benefits and cost for each preference. No problems with them.
Great response time
They have responded to claims in a timely manner, which is great when vet bills start adding up.
Exceptional pet insurance
Exceptional pet insurance. They reimburse me within a week each time I submit a claim. Couldn’t be happier
Great customer service
Great customer service