Visit Any Licensed Vet
Get vet treatment in the US or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Cash Back
Get paid back for eligible vet bills for covered conditions.
What is covered in Spot plans?
Spot Preventive Care Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on
Dental Teeth Cleaning
Cleaning coverage included in Spot's preventative care coverage options for an extra cost
Wellness Exams
Routine exams and screenings give your vet the opportunity to detect health issues in the early stages
24/7 Pet Health Helpline
Policyholders of insurance plans from Spot are provided immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by VetAccess™.
Your questions will be answered by veterinary experts 24/7 at no additional cost!
Happy Pet Parents Trust Spot
Rated 4.7 / 5 based on 4,841 reviews
Excellent and prompt service
Excellent and prompt service. I was skeptical at first but have been blown away witheir handling of my recent claims. They have a customer for life.
Fast Reimbursement
I have been using Spot Pet Insurance since I got my dogs. One is four and the other is three years old. My four year old got sick and didn't want to eat and was vomiting so I took her in. She spent two night in the hospital. Was I glad I had Spot. They reimbursed me right away. If you have pets you need Insurance and Spot has been very good to us.
The quick response to claims and the…
The quick response to claims and the rate on the policy is very affordable!!! I have 3 dogs and this policy met all of our expectations
So worth it for my frenchie
So worth it for my frenchie. Payouts are quick, the claim form is super easy, 10/10 would recommend!
Claim was processed in a timely manner…
Claim was processed in a timely manner with no issues.
My sick cat was able to get the care he needed
Recently my cat got sick and I had very expensive vet bills. Because I had insurance my cat was able to get the care he needed. The online submission portal wasn’t working and took a really long time to fix. Once available, it was very easy to submit my claims with practically no paperwork and no questions asked. I got reimbursed within days of submission, which was great Just upset that I did not enroll in a no maximum plan, but having the insurance helped with his bills immensely. Overall, very pleased with the insurance and would recommend to others.
Have already recommended Spot to others
Spot Pet Insurance has made the process of filing claims and troubleshooting easy! I’ve had other pet insurance before and I get more straight forward answers, easier claims process and overall easier platform to navigate with this insurance. I have already recommended them to others!
Spot Pet Insurance is #1.
I searched many pet insurance companies. Then I found Spot Pet Insurance and read everything about it even the reviews until I decided this one was the one.Being my first time filing a claim they were very quick about doing so.i would recommend this company to many. Thank You for being there for me and my dogs.
Spot is a very good pet insurance
I like Spot because they helped me process a claim and the claim processing in itself is very fast. Their CSR’s are very friendly, knowledgeable, and helpful during the phone service.
They processed the claim quickly and no…
They processed the claim quickly and no hassle. Waiting for check now. Very happy with them.