Visit Any Licensed Vet
Get vet treatment in the US or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Cash Back
Get paid back for eligible vet bills for covered conditions.
What is covered in Spot plans?
Spot Preventive Care Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on
Dental Teeth Cleaning
Cleaning coverage included in Spot's preventative care coverage options for an extra cost
Wellness Exams
Routine exams and screenings give your vet the opportunity to detect health issues in the early stages
24/7 Pet Health Helpline
Policyholders of insurance plans from Spot are provided immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by VetAccess™.
Your questions will be answered by veterinary experts 24/7 at no additional cost!
Happy Pet Parents Trust Spot
Rated 4.7 / 5 based on 4,634 reviews
Very easy
My first time getting pet insurance. Everything has been simple and smooth! I have not had issues
Spot pet insurance is the best
I learned from my last pet the importance of having pet insurance. I didn't think I would need to use it with my recent dog but she fell ill unexpectedly. The diagnostics test and trips to the ER vet and vet have all been covered with ease after meeting my deductible. The process is easy and reimbursement is fast. I would HIGHLY recommend Spot Pet Insurance.
I have had no issues and i’ve had this…
I have had no issues and i’ve had this insurance for almost a year! Have no complaints, my claims are always processed very quickly.
We just recently started pet insurance…
We just recently started pet insurance through Spot. We have submitted only one claim so far and it was easily processed online and direct deposited into my bank account within 5 days.
Spot Insurance Is Phenomenal!!
Spot Insurance absolutely excellent. I am so glad to have this service for my pets!
Great experience so far.
The vet’s bill for my new puppy’s vaccinations and visit came to $108 and Spot reimbursed my bank account with $100 within a day or two of submitting my first claim. The communication via email was quick and thorough and maneuvering my online account was easy. So far everything is as advertised and I am happy with my purchase. It is good to have peace of mind in case any health problems pop up in the future.
Very Easy and Fast!
Very easy process, prompt response and handling. A great service for my little girl!
The process is easy to use
The process is easy to use. The claims are completed quickly. The coverage is very good. I hope my fur baby doesn’t get sick again but it’s good to know that Spot is there for us. Thanks.
Submitted the claim and got paid two…
Submitted the claim and got paid two days later