Visit Any Licensed Vet
Get vet treatment in the US or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Cash Back
Get paid back for eligible vet bills for covered conditions.
What is covered in Spot plans?
Spot Preventive Care Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on
Dental Teeth Cleaning
Cleaning coverage included in Spot's preventative care coverage options for an extra cost
Wellness Exams
Routine exams and screenings give your vet the opportunity to detect health issues in the early stages
24/7 Pet Health Helpline
Policyholders of insurance plans from Spot are provided immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by VetAccess™.
Your questions will be answered by veterinary experts 24/7 at no additional cost!
Happy Pet Parents Trust Spot
Rated 4.7 / 5 based on 4,647 reviews
Quick, efficient, and easy!
I’ve heard of some insurance companies that take MONTHS to process a claim but Spot is very quick with the process and so easy to use! Thank you for helping keep my fur babies in tip-top shape!
quick claim decision
quick claim decision, very helpful customer service
Great Customer Service
Great website, easy to process claims, wonderful customer service
Happy New Customer
The process was quick and user friendly. The Spot Team was there to assist with some changes to our policy in a courteous and professional manner.
SPOT has been fantastic
SPOT has been fantastic with processing our pet insurance claims. It is easy to submit a claim and everything is finalized in a very timely manner.
Fast, efficient and reliable
I’m happy I decided for this insurance out of all the others. All the process to submit claims is suitable and smooth.
I have been very pleasantly pleased…
I have been very pleasantly pleased with SPOT’s quick response and very simple claim process. I have a mischievous puppy who has managed to get into things requiring vet attention. SPOT has been great!
Fast and simple.
Fast and simple.
The claim was paid within a few days.
It as a simple transaction and questions answered while I was on the phone.
The reimbursement was at a great timely…
The reimbursement was at a great timely manner. Thank you